Claims1 Car Finance Claim
Did You Purchase A Motor Vehicle
On Finance After 2007?
You could be owed around £700 per claim*, an
average of £2,845 per household*.
No win, no fee*
MAKE YOUR CLAIM IN 60 SECONDS
You Could Be Owed Money
The Financial Conduct Authority (FCA) announced that up to 44%* of vehicles purchased on finance were mis-sold, including some lenders allowing higher interest rates to be charged, so you could have overpaid! Millions of people are unknowingly affected.
Car & motor finance claims have been featured in BBC News, ITV, and The Telegraph.
Please see our Key Information for further details.
You can claim for:
- Multiple new or used vehicles!
- Motor vehicles financed after 2007, whether a car, van, motorbike or campervan.
- Any hidden commissions or high interest rates, you were not aware of.
Our highly experienced claims management team is here to help.
Start Your Claim Check
Sit Back While We Do The Hard Work
It's a simple 3 step claim process:
We locate your agreements
Our system links with major credit reference agencies and vehicle registration databases enabling us to find all car finance agreements connected to you, even if you've changed your name or moved address. This includes agreements dating back to 2007 which are often hard for individuals to trace.
We handle everything
Your claim is handed to our partner law firm who ensure your lender provides exact information related to how much you were overcharged on your vehicle finance.
The heavy lifting starts
Once all of the evidence related to your claims is collected, the law firm will negotiate directly with your lenders and work to recover your compensation, all on a no win, no fee basis. Meanwhile, you can sit back and relax.
Were You Mis-sold Car
Or Motor Finance?
The FCA car finance investigation into hidden commissions revealed that lenders allowed brokers and car dealers to increase interest rates to earn better commissions, so you could have paid more without knowing!
Don't miss out! It only takes 60 seconds to check if you're a victim of vehicle finance mis-selling with our online eligibility checker.
Common Signs Of Mis-sold Car Finance
Thousands of drivers faced these unfair practices. Sound familiar? You may have been a victim of mis-sold vehicle finance.
Hidden Commissions
Were you kept in the dark about commissions?
Interest Rate Changes
Were rates modified without your knowledge?
Sales Pressure
You were pushed into signing the agreement.
Unclear Costs
Additional fees weren't properly disclosed to you.
Car Finance Claims FAQs
If you bought a car, van, or motorbike with a personal contract plan (PCP) or Hire Purchase (HP) after April 2007, you could be owed money. The Financial Conduct Authority (FCA), which regulates the vehicle finance industry, carried out a major investigation into hidden and unfair car finance commissions and discovered that in many cases, vehicle dealers were paid a commission by finance companies, with higher interest rates leading to higher commissions. This often meant that customers unknowingly overpaid.
This practice, known as "discretionary commission arrangements" (DCAs) is now banned and, as a result, many people could be owed refunds through the FCA's redress scheme.
By filing your claim now, you can make sure you have everything in place for when the FCA redress scheme takes place which should be early in 2026, as per the FCA's recent update.
The answer is yes, if you bought a car, van, or motorbike with a personal contract plan (PCP) or Hire Purchase (HP) between April 2007 and November 2024, you could be owed money. The Financial Conduct Authority (FCA), which regulates the vehicle finance industry, carried out a major investigation into hidden and unfair car finance commissions and discovered that in many cases, vehicle dealers were paid a commission by finance companies, with higher interest rates leading to higher commissions. This often meant that customers unknowingly overpaid. This practice, known as "discretionary commission arrangements" (DCAs) is now banned and, as a result, many people could be owed refunds through the FCA's redress scheme.
By filing your claim now, you can make sure you have everything in place for when the FCA redress scheme takes place which should be early in 2026, as per the FCA's recent update.
You might have a mis-sold car finance agreement if your interest rate was higher than necessary or for other factors.
Our 60-second claim checker can quickly confirm if you're eligible for a refund.
We then take over and do the rest.
You can claim for mis-sold car finance agreements taken out between April 2007 and November 2024.
Yes, you can also claim for any used vehicle where you had finance in place.